INCS Necessary Forms

To complete the transfer of your contract collection to INCS, we will need the following forms completed, signed and returned to our office:

  1. Terms of Service Acknowledgment
  2. Banking AuthorizationWe strongly encourage all lenders to use our Direct Deposit program. By having your proceeds electronically deposited each month, you no longer have to wait by the mailbox or make extra trips to the bank. Funds will be automatically transferred from our account to yours and available to you, two business days after a payment is received from your borrower. Paper check disbursements are available for a fee. Please review the Fee Schedule Here, and also review the Terms of Service regarding paper disbursements.

You can mail forms to: INCS 1204 Cleveland Avenue, Mount Vernon, WA 98273 You can email forms to: staff@INCSNoteServices.com You can upload forms through our online secure web portal here.

INCS Optional Forms and Additional Services

INCS offers many optional services. We offer:

  1. Automatic Payments – For our borrowers, we offer a convenient Automatic Debit program. You can have your payments deducted from your bank account, automatically, every month, on the date you choose. You won’t have to worry about writing checks, mailing times, or possible late charges because the month got away from you. You provide us with the initial set up information and then forget it. Every month, INCS will send you an email notice, after the debit date, to show you how the payment was applied to the account. It’s one less bill to worry about each month. If you need to change your bank account information, suspend a payment, or cancel the service, you can do so easily by sending your signed authorization by mail or e-mail. Please click HERE to view more about Bill Pay vs. Automatic Debit.
  2. True Escrow Account– If you would like INCS to store your original documents until the time of payoff or loan maturity, please mail your original documents, along with a True Escrow Form, by certified mail or drop them off at our office. Please make sure both parties have copies of any contractual documents before depositing them with INCS. This service is available at no additional cost.
  3. Reserve/Impound Account– A Reserve, or Impound, account allows the borrower to conveniently pay their property taxes, insurance premiums, and/or homeowner dues by contributing monthly over the course of the year. If you would like to set up a Reserve Account in conjunction with your contract, we will need you to complete and attach a Escrow Reserve Addendum and provide the latest billing statement(s) for the impounds we will be paying. Please click HERE to find more about Reserve/Impound accounts. This service can be established with a one-time $25.00 set up fee, and an additional $5.00 administration fee per payment.

You can mail forms to: INCS 1204 Cleveland Avenue, Mount Vernon, WA 98273 You can email forms to: staff@INCSNoteServices.com You can upload forms through our online secure web portal here.

Can I view my account online?

Yes! We strongly encourage you to monitor your account online. To set up a password so you can view and print your history ledger 24/7, from our website, free of charge, click HERE. You can return the form by mail, email or through our secure online upload here.  A payment history will also be included every year with your year-end statement. We cannot provide history ledgers to any person not named on the loan, without a specific written authorization, from an account holder.


View your account now.

When will I receive my 1098/1099 statements?

The statements will be mailed out to the address of record on the account no later than January 31st. The information is also available online and can be accessed at any time through our website. View your account now.

Frequently Asked Questions

Please click here to view Frequently Asked Questions.

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