Pay By Mail: (No fee) Make Checks Payable to INCS 1204 Cleveland Ave Mount Vernon, WA 98273 Write your account number on your check. INCS does not accept credit cards, debit cards or cash.
Automatic Electronic Payments from your Bank Account Initiated through INCS: (No fee) To establish Electronic Payments, mail or fax the Authorization form to our office. Automatic Recurring Payment Buyers ACH Authorization Form
Bill Pay from your Checking Account Initiated through your Financial Institution’s Bill Pay Service: (No Fee) Remember, your bank will mail us a paper check. Please Allow for the proper mailing time.
Phone Payments: ($7.50 fee) Call our Phone Pay Line to make a one time check draft payment. Click here for Phone Pay Instructions and Terms. 844-244-1055
Online Electronic Authorization for Payment: ($7.50 fee) Use our EAP form, submitted through the website to initiate a one time check draft payment. Prior registration is required. Click here for information about our EAP Registration and use.
Wire Transfer: ($30 fee) Payoff Funds and amount over $10,000 should be received by wire. Click here for Wire Instructions.
If you’ve already registered your EAP account, use the button below to initiate a payment.
Payments over $10,000 must be received by Wire Transfer to receive immediate credit. All Payoff funds must be received by wire. *
Cashier’s Checks for payments over $10,000 will be accepted; however, the payment will be held in our Trust Account for three business days before being credited to the account. *
If a personal check is received over $10,000, it will be deposited to our Trust Account and held up to 10 business days before being credited to the account. WE DO NOT RECOMMEND THAT YOU MAKE LARGE PAYMENTS BY PERSONAL CHECK. *
Payment Cut-off Times:
Payments received before 1:00pm PST through the phone pay line, by mail, or by wire transfer, will be credited for that day. If received after 1:00pm PST, these payments will be credited the following business day. Payments made through our EAP form online, will only be picked up and credited once a day before 8:00am PST. See the EAP Terms for more information.
INCS is closed on weekends and all banking and postal holidays. Payments will only be credited during business hours. If your grace period ends over a weekend, your payment must be received by the close of the business day PRIOR, to avoid being assessed a late charge. * Click Here to view holiday closures.
Recurring Automatic Payments initiated by INCS are transmitted to the bank the business day prior to the debit date. If you need to make a change to your existing ACH, please be sure to notify us at least 2 business days in advance, in writing. If your designated ACH date falls on a weekend or holiday the payment will be credited the following business day. If this causes you to incur a late charge, you may want to consider changing the date.
*Please see our Terms of Service Agreement for more information regarding these policies and procedures.